An illustration of children and technology promoting financial education and career readiness for youth aged 3 to 24, featuring laptops, tablets, and speech bubbles with financial symbols.

Building a Financially Secure Future

A significant gap in financial knowledge is leaving a generation of young people unprepared for the future. Nearly 75% of teens report lacking the confidence to manage their own finances, and high school students, on average, answer less than half the questions correctly on nationwide financial literacy tests. This challenge is magnified in low-income and Black communities, which often have less access to mainstream banking services and are disproportionately affected by the racial wealth gap.

A chalkboard displaying a statistic about teenagers' lack of confidence and financial management skills, citing Greenlight and Gohenry as sources.
Blackboard with the title 'The Cycle of Debt' and a message about financial setbacks, emergency funds for low-income households, and a source citation from the Federal Reserve about economic well-being of U.S. households.

Our Solution: Financial Literacy for a New Generation

At FIT 2 DREAM, we address this challenge head-on with a comprehensive financial literacy curriculum that serves as a cornerstone of our T.H.I.R.V.E. program model. We empower youth with the knowledge and tools to build healthy balance sheets, manage debt, and make informed financial decisions for life. Our program demystifies personal finance and positions education as a tool for creating a new, equitable economic future

A chalkboard with a wooden frame displaying statistics about parental influence on children's financial knowledge, citing T. Rowe Price as the source.
A green chalkboard with the heading 'Banking Deserts' and text explaining that low-income communities have fewer banks per capita, making access to financial services more difficult, leading to reliance on high-fee check-cashing stores. The source is FDIC, National Community Reinvestment Coalition.

Our THRIVE curriculum, which covers essential topics including:

  • Wealth Building: Understanding the fundamentals of how to build and sustain wealth.

  • Investing and Saving: Learning the power of compound interest and strategies for long-term growth.

  • Budgeting and Credit Management: Acquiring the practical skills to manage money, understand debt, and build a strong financial foundation.

  • Economic Mobility: Gaining the knowledge to navigate systemic barriers and create generational wealth.

Learn more
Green chalkboard with the title 'Growing Debt Burden' and text about student loan debt, stating the average student loan debt for recent graduates is over $30,000 and total U.S. student debt exceeds $1.7 trillion, citing the Federal Reserve and Education Data Initiative.
Blackboard with the title 'The Knowledge Gap' and a message about high school students correctly answering less than 50% of financial literacy questions in a nationwide test, sourced from the Council for Economic Education.

By integrating financial education with high-demand digital skills and dedicated mentorship, we are not just teaching a class—we are creating pathways to economic security and breaking generational cycles of poverty. Our goal is to achieve a 25% or greater improvement in financial literacy scores for our students, equipping them with the confidence and competence to build a prosperous future.

A green chalkboard with a wooden frame displaying the text: 'The Wealth Gap. The median net worth of a white household is nearly 8 times that of a Black household and 5 times that of a Hispanic household. Financial literacy is a key tool in closing this gap. (Source: Federal Reserve).